AllowanceBy age
Allowance at 14: a budget, independent choices, and chores
Decide what your 14-year-old pays for, separate available money from savings, and agree on household responsibilities and unexpected expenses.
4 min read
From Kroni
Money skills
Saving, budgeting, interest and tax explained for kids.
AllowanceMoney skills
Allowance Already Paid? How to Avoid Counting It Twice
App shows $6 and your child has $4 in cash? Separate allowance earned, paid and still owed, with a worked example and a worksheet you can copy.
6 min read
Family lifeChores
Before You Renew a Family App: Review What You Actually Use
Before renewing a family app, run a four-week review of what you use. Keep, simplify or change, with a filled example and a blank template.
6 min read
AllowanceFamily life
Birthday Gifts for Friends: Should Kids Pay From Their Allowance?
Who pays for the birthday gift when your child is invited? Set up one simple gift agreement: parents cover a base gift, and kids can choose to add more.
6 min read
Family lifeMoney skills
Canceled Reward: What Happens to Your Child's Balance?
When a kid's reward is canceled, offer a new date, an alternative or the coins back, and check the balance first so nothing is refunded twice.
7 min read
Money skillsFamily life
Rewards Cost You Real Money: Check Before You Promise
Movie night, water park or pizza? Check what a reward really costs you in money and time before your child starts saving coins toward it.
6 min read
AllowanceMoney skills
Child Lost Allowance Cash? Separate the Loss From What You Still Owe
Your child lost allowance cash you already paid? Separate paid, still owed and any replacement, with a worked example and a copyable decision sheet.
6 min read
AllowanceMoney skills
Child's Purchase Was Refunded? How to Get the Balance Right Again
Your child helped pay for something that got refunded. Here's how to split the refund, credit your child's share once and write a clear note.
6 min read
AllowanceMoney skills
Your Child Sells Something: Agree on Costs and Who Gets the Money
Child selling something used? Agree on costs before the sale, then track the price, expenses and your child's share. Example and template included.
6 min read
AllowanceMoney skills
Count the Piggy Bank Together: A Simple Coin and Bill Tally
How to count a piggy bank with your child: sort coins and bills by value, count each pile, then add it up. Includes a worked example and a blank template.
6 min read
AllowanceMoney skills
Errand Money Isn't Allowance: Keep the Change Separate
Errand money isn't allowance. See what goes back to the parent, what can be a separate reward, and get a simple worksheet for kids' shopping errands.
6 min read
Money skillsFamily life
What Does a Family App Cost? Work Out the Yearly Price
Compare a family app that charges per child with a family plan: note the right store price, convert it to a yearly cost and check the features you need.
6 min read
AllowanceMoney skills
Forgot to Pay Allowance? How to Fix It With Your Child
Forgot to pay your child's allowance? Work out what's owed, avoid paying twice, and keep an apology gift separate from the payment itself.
6 min read
AllowanceMoney skills
Gift Cards vs. Allowance: How to Show Your Child the Difference
A gift card isn't the same as allowance. A simple "where can I use it?" chart shows your child what each amount can actually buy, with a free worksheet.
6 min read
AllowanceMoney skills
Kid Wants the Pricier Version? How to Agree Who Pays the Difference
Your child wants a pricier version of something they need. Agree who pays the difference, with a filled-in example and a blank agreement card template.
7 min read
AllowanceMoney skills
Moving Allowance From a Spreadsheet to an App: Transfer the Balance Once
Moving allowance from a spreadsheet to an app? Pick a cutoff date, subtract what's already paid, and enter only what you still owe, once.
6 min read
Money skillsScreens and free time
Child Wants to Try a New Hobby? What to Use, Borrow or Buy
Your child wants to try a new hobby? Make a gear list for the first session: use what you have, borrow with permission, and wait before buying.
7 min read
Money skillsAllowance
New or Used for a Savings Goal? Compare What Your Child Needs
Buying used can shorten a kid's savings goal. Compare condition, missing parts and total price together, and let your child make the final choice.
6 min read
AllowanceFamily life
Extra Spending Money for One Trip: Keep the Exception Clear
Give kids trip money for one day without creating a new weekly allowance. Agree on purpose, amount and leftovers. With a filled trip card and blank template.
6 min read
AllowanceMoney skills
Paying Online With Your Child's Allowance: How to Split the Cost
Your child saved up, but you pay online with your card. Agree on the total, your child's allowance share and yours, and write down who paid what.
6 min read
AllowanceMoney skills
Matching Your Child's Savings: Set the Amount and a Cap
Want to match your child's savings? Agree on a clear cap, what counts as new saving and when you add the match. Includes a filled example and a template.
7 min read
AllowanceMoney skills
Partial Allowance Payments: How to Track What's Still Owed
Paid only part of your child's allowance? Keep a simple record of cash, mobile and bank payments so you both see what's still owed until it's zero.
7 min read
AllowanceMoney skills
Cutting Your Child's Allowance? How to Make a Clear New Agreement
Need to reduce allowance on a tighter budget? Lower future amounts, keep what your child already earned, and set a date to review the new agreement.
6 min read
Family lifeMoney skills
When a Reward Includes a Friend: Agree on Costs First
Your child wants to bring a friend on an earned outing? Here's how to agree what the reward covers, who pays for what and what to ask the other parent.
6 min read
AllowanceMoney skills
Saving by a Deadline: Check If Your Child's Plan Adds Up
Saving by a deadline? Count only money already saved or agreed, find the gap and pick an honest fix with your child. Includes a copyable planner.
6 min read
Money skillsFamily life
Relatives Chipping In for a Savings Goal: Track Promised vs Received
When grandparents and relatives want to help with one savings goal, track promised and received gifts separately. Filled example and copyable template.
6 min read
AllowanceMoney skills
Savings Goals With Irregular Extra Jobs: Plan Without Overpromising
Extra jobs come and go. Split a kid's savings goal into saved, agreed and possible money, then make a base plan and a faster scenario with no promised date.
7 min read
AllowanceMoney skills
Savings Goal Price Went Up? How to Make a New Plan Together
Your child's savings goal price changed. Work out the new gap, keep their progress visible and agree who covers the difference, with a free template.
6 min read
AllowanceMoney skills
Savings Goals for Kids: Count the Whole Purchase, Not the Price Tag
Your child saved up to the price tag, but shipping and must-have accessories are missing. Here's how to work out the full cost before setting a savings goal.
6 min read
Money skillsAllowance
Splitting a Purchase: Should Kids Save the Full Price or Their Share?
Splitting a purchase? Your child's savings goal should be their share, not the full price. Here's a simple agreement with a plan for price changes.
6 min read
AllowanceFamily life
Siblings Buying Something Together: Money and Ownership
When siblings want to pool money, agree on shares, use and a way out before buying. Includes a filled-in example and a copyable template.
6 min read
AllowanceMoney skills
Switching From Money Rewards: Keep What Your Child Already Earned
Moving from money rewards to other rewards? Protect what your child already earned with a clear start date and a simple transition worksheet.
6 min read
AllowanceMoney skills
From weekly to monthly allowance: a family trial plan
Moving to monthly pocket money? Use a clear conversion, spending agreement and first-month plan, with a practical way to track the balance in Kroni.
4 min read
Money skillsAllowance
Two Savings Goals, One Balance: How to Split the Money
Is your child saving for two things at once? Compare three ways to split the same money, see how the dates change, and use the sum-check worksheet.
6 min read
Money skills
Balance Explained for Kids: Goals, Mastery and Money
Balance explained for kids: what the word means and how it teaches children about money. Simple steps to connect effort, savings and goals at home.
6 min read
Money skills
Birthday Party Budget for Kids: A Guide for Parents
A birthday party budget for kids, explained simply. Teach your child to plan the party, choose smarter and save toward a goal within a fixed amount you set.
7 min read
Money skills
Budgeting after a big holiday: teach your child to plan
How to fix the family budget after a big holiday and teach kids to plan their money while the experience is fresh. Five simple steps from age 7.
5 min read
Money skills
Budget for Kids: A 15-Minute Guide
A budget for kids made simple: teach your child a weekly money plan with a small weekly pot, three choices, a goal and responsibility. Takes 15 minutes.
6 min read
Money skills
The envelope method for kids: teach cash budgeting in 3 steps
The envelope method for kids makes allowance concrete and easy to understand. Step by step: split money into spend, save and give, on paper or in an app.
5 min read
Money skills
Explaining Inflation to Kids: 5 Simple Tips
How to explain inflation to kids simply and honestly. Five concrete tips on rising prices, money losing value, and why allowance doesn't stretch as far.
6 min read
Money skills
Explaining inflation to kids: 7 calm, practical tips
Explaining inflation to kids without scaring them. A simple explanation of rising prices, tips using the grocery cart and allowance, and calm money talk.
6 min read
Money skills
Explaining price vs. value to kids without lecturing
How to teach kids the difference between price and value without lecturing. Three everyday moments, plus savings goals that work for kids aged 6 to 14.
6 min read
Money skills
What is risk? What kids should learn: a guide for parents
Explaining risk to kids when stocks are in the news. A simple risk explanation for ages 6 to 14, plus ways to use allowance, goals and patience.
6 min read
Money skills
Explaining Stocks to Kids: A Simple Guide Without the Hype
How to explain stocks to kids in 5 minutes, with concrete examples and practical tips for teaching money at home. Connect their interest to effort and saving.
6 min read
Money skills
Explaining subscriptions to kids: 5 steps to their own budget
How to explain subscriptions and fixed costs to kids and teens. Five practical steps to a subscription budget that teaches real prioritizing from age 10.
6 min read
Money skills
Explaining Taxes to Kids: How to Make It Simple
Explaining taxes to kids without losing them? Three everyday examples that work, plus five tips to connect taxes to allowance and fairness this week.
5 min read
Money skills
Family Money Routine: The 15-Minute Money Sunday
Build a family money routine that sticks with a 15-minute Money Sunday. Kids get predictability, you get peace, and allowance questions stop repeating.
5 min read
Money skills
Interest Explained for Kids: 7 Simple Tips
Interest explained for kids with a simple savings game at home. Teach your child what interest is using small amounts, a savings bonus and a real goal.
6 min read
Money skills
Kids Paying With a Card: A Parent's Guide
When should kids pay with a card? A calm plan for cash, a first debit card and healthy payment habits, starting with virtual coins in Kroni.
6 min read
Money skills
Kids Want to Buy Everything? Teach Them the 3-Question Rule
Kids who want to buy everything need a tool, not a ban. The 3-question rule helps children pause before impulse buys and weigh wants against savings goals.
5 min read
Money skills
Needs vs. Wants for Kids: 5 Practical Money Tips
Teach kids the difference between needs and wants with 5 concrete, everyday steps. A calm way to build money skills through effort, approval and a savings goal.
5 min read
Money skills
Online Banking Safety for Kids: Protect Your Family From Scams
Online banking safety for kids: 5 concrete tips against phishing and scams, plus how to give kids safe money practice before their first real bank account.
6 min read
Money skillsChores
Pricing chores at home: a model that ends the negotiation
Set prices for chores at home once and end the weekly haggling. A three-tier model and a reward chart for kids from age 6, plus how to keep it running.
6 min read
Money skills
Sales Tax Explained for Kids: The Store Game That Works
Sales tax explained for kids with a simple store game at home. Tips on tax, prices, and where the money goes for kids ages 6 to 14, linked to allowance.
6 min read
Money skills
Teach kids about prices: 7 grocery store missions
Teach kids about prices with a shopping list, a small budget and simple grocery store missions. Seven age-graded tasks for kids aged 6 to 14.
8 min read
Money skills
Teach kids the value of work: the time-cost rule at home
Teach kids the value of work with the time-cost rule. A simple method from behavioral economics that turns prices into chores and works from age 6.
6 min read
Money skills
Teach kids to read a receipt: 5 things to check at the store
Teach your child to read a receipt at the store. Five simple things to look for, from price errors to sales tax and returns. Money training from age 6.
6 min read
Money skills
Teaching Kids About Taxes: 7 Ways to Make Tax Season Click
Tax season is a golden teaching moment. 7 concrete ways to make teaching kids about taxes relevant for 9 to 14-year-olds, from gross vs. net to a mini budget.
6 min read